Cost

[Peachy44]

I am no longer really nervous about getting the gastric bypass surgery. My only real concern is how I am going to pay for it, we have Blue Cross Blue Shield so I am having it at one of their approved places, my question is will it be completely covered or will I still have to pay?

 

[dianeseattle]

Blue Cross Blue Shield ... I am having it at one of their approved places, my question is will it be completely covered?

I can't answer this definitively but if they have clinics, they should be able to. Obviously you're one of their target markets.

I think as a rule of thumb, insurance pays 80 percent coverage on health, auto, home, etc., but that's not a hard fact. I made a deal with my hospital because I was on SSDI and Medicaid at the time, so I didn't pay a penny and they gave me a huge discount. That was 20 years ago, before WLS became so popular and insurance companies started lining up to lure customers in.

Still, I feel safe saying you would never be asked to pay more than 20 percent of a procedure as long as you have insurance, Now, ask Blue Cross specifically and they will definitely give you a good idea.